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    What We Do

    We help our clients navigate down the mountain.

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    Investing

    Don't let this be the way you choose your investments.

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    Plan Smart Retire Smart

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Taxes

“Anyone may arrange his affairs so that his taxes shall be as low as possible; he is not bound to choose that pattern which best pays the treasury. There is not even a patriotic duty to increase one’s taxes.”

  • U.S. Court of Appeals judge Learned Hand

Investing is important. We firmly believe this to be true – but sometimes we put the focus on the wrong things. It is our belief that “what you make” is not as important as “what you get to keep.”

We are committed to helping each of our clients reduce their tax bill whenever possible.  Whether you are a retiree, a pre-retiree, or a business owner, you may have the opportunity to reduce your tax bill. If you think you may be paying too much in taxes, or if you are worried about a potential tax liability in the future, our financial planning may help.

Denny Frasiolas and Artie Bernaducci are investment advisor representatives of, and securities and advisory services are offered through, USA Financial Securities Corp., Member FINRA/SIPC. www.finra.org A Registered Investment Adviser located at 6020 E. Fulton St., Ada, MI 49301. Retirement Income Advisors, LLC is not affiliated with USA Financial Securities.

 

Denny Frasiolas and Artie Bernaducci are authorized to transact securities related business and investment advisory services only in states where he is properly registered. For investment products and services these states include: (Artie: NC, NJ, NY) (Denny: NJ, NY) . For investment advisory services these states include:(Artie: NC, NJ) (Denny: FL, NJ) Additionally, clients who are not residents of these states cannot be serviced. This website is not intended to provide investment, legal, or tax advice, nor to effect securities transactions or to render personal advice for compensation. 

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