The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Cost of Procrastination Don't let procrastination keep you from pursuing your financial dreams and goals. Do Our Biases Affect Our Financial Choices? Even the most seasoned investors have biases affecting their financial choices. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.